There are many retirees in Palm Harbor, enjoying their golden years in the warm Florida sunshine.
Have you made any plans for your retirement? After all, you can’t keep working forever, and when you stop you’re still going to need an income. Why not buy certificates of deposit? Palm Harbor Banking Rates could help you find the best CD rates. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.15%
As of May 9, 2012
|
View Rate Details | Heritage Bank of Florida | CD Account |
|
1.05%
As of May 1, 2012
|
View Rate Details | Geico Credit Union | CD Account |
|
1.00%
As of May 17, 2012
|
View Rate Details | Florida West Coast Credit Union | CD Account |
|
0.90%
As of April 27, 2012
|
View Rate Details | Pinellas Credit Union | CD Account |
|
0.85%
As of May 14, 2012
|
View Rate Details | Powernet Credit Union | CD Account |
|
0.80%
As of May 9, 2012
|
View Rate Details | Central Bank - Florida | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Raymond James Bank, FSB - 12 Month CD Account | 0.25% to 0.20% | May 9, 2012 | |
| Valrico State Bank - 12 Month CD Account | 0.40% to 0.30% | May 2, 2012 | |
| Magnify Credit Union - 12 Month CD Account | 0.30% to 0.25% | Apr 27, 2012 | |
| Mutual of Omaha Bank - 12 Month CD Account | 0.45% to 0.40% | Apr 26, 2012 | |
Palm Harbor Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Palm Harbor Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
