Palm Harbor CD Rates

There are many retirees in Palm Harbor, enjoying their golden years in the warm Florida sunshine.

Have you made any plans for your retirement? After all, you can’t keep working forever, and when you stop you’re still going to need an income. Why not buy certificates of deposit? Palm Harbor Banking Rates could help you find the best CD rates.

Finding the highest CD rates takes a lot of time and energy, something you’re probably pretty low on when the weekend comes around. Let Palm Harbor Banking Rates do all the research for you. We want to save you time as well as money.

Current Palm Harbor CD Rates News

Best Palm Harbor CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.90% As of July 23, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.02% As of July 27, 2010	View Rate Details	Heritage Bank of Florida	CD Account
1.90% As of July 28, 2010	View Rate Details	Magnify Credit Union	CD Account
1.76% As of July 26, 2010	View Rate Details	Florida Traditions Bank	CD Account
1.75% As of July 30, 2010	View Rate Details	First Citrus Bank	CD Account
1.65% As of June 28, 2010	View Rate Details	NorthStar Bank	CD Account
1.61% As of July 26, 2010	View Rate Details	Community Southern Bank	CD Account

	Rate Change	Date
City-County Employees Credit Union - 2 Year CD Account	1.40% to 1.25%	Jul 27, 2010
City-County Employees Credit Union - 12 Month CD Account	1.00% to 0.85%	Jul 27, 2010
Community Southern Bank - 2 Year CD Account	1.65% to 1.61%	Jul 26, 2010
Community Southern Bank - 12 Month CD Account	1.00% to 0.90%	Jul 26, 2010
Community Southern Bank - 6 Month CD Account	0.76% to 0.65%	Jul 26, 2010
Raymond James Bank, FSB - 2 Year CD Account	1.20% to 1.10%	Jul 23, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in Palm Harbor

Palm Harbor Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Palm Harbor credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Palm Harbor Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Palm Harbor, FL

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Palm Harbor Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

More From Our Partners

Recent CD Rates Articles from Go Banking Rates

Check Rates in These Cities Near Palm Harbor:

Serving the Following Palm Harbor Zip Codes:

Ormond Beach	Fort Myers	Key West
Lake Worth	Fernandina Beach	Maitland
Tampa	Fort Walton Beach	Jacksonville
Kissimmee	Orange Park	Sarasota
Fort Lauderdale	Delray Beach	Saint Augustine

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Other Palm Harbor Specials: Palm Harbor Insurance Rates